Requirements used
- Monthly compounding
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Frequently asked questions
How is the SIP value calculated?
FV = P × ((1+i)^n − 1) ÷ i × (1+i), where P is the monthly amount, i is the annual return ÷ 12 and n is the number of months. Instalments are assumed at the start of each month.
Is the return guaranteed?
No. Market-linked funds do not earn a fixed rate; the figure assumes the same return every year. Results are estimates for planning, not financial advice.
Does it include tax or expense ratio?
No. Enter a return net of fund charges if you want a closer estimate, and remember that capital gains tax is not deducted.
What is a reasonable return to assume?
Use a conservative figure and compare a few scenarios. The calculator only does the arithmetic; it cannot predict returns.